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Annuity Savings Programs
Current programs are designed to compete with CD and other current interest programs. Several advantages of these programs are:
- Higher current and long term interest rates (4.3% as of 02/01/2003)
- No current taxation on interest accumulations
- Full return of your deposit at any time
- Immediate access to the values
- Not subject to probate costs or delays
- Typically exempt from being included on college financial aid forms
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